1. Scope
These terms apply to the use of this website. By using the site you accept them. The site offers no products or paid services.
2. Research content, not advice
The research, results and benchmarks presented here are provided for information and discussion. Each project states its status and its limitations; results on synthetic or historical data do not guarantee performance on other data. Nothing on this site — including work on commodity forecasting or portfolio allocation — constitutes investment, financial, legal or other professional advice.
3. Intellectual property
Texts, diagrams, charts and the site design are © Patrick Schmidt unless stated otherwise. Quoting with attribution is welcome. Open-source software referenced on this site is licensed under the licence stated in its repository (for example Apache 2.0 or MIT). Photographs are used under the Unsplash License.
4. External links
This site links to third-party websites. I have no influence on their content and accept no responsibility for it.
5. Liability
The content is prepared with care, but no guarantee is given for its completeness, accuracy or timeliness. Liability for damages caused intentionally or through gross negligence, and for injury to life, body or health, remains unaffected; otherwise liability is excluded to the extent permitted by law.
6. Governing law
These terms are governed by the laws of the Federal Republic of Germany.
See also the privacy policy and imprint.